The trends to reduce carbon footprint and to achieve personal physical well-being have brought about a rise in popularity of using bicycles for transportation. Needless to mention, Florida has the right weather for bicycling enthusiasts. The influx of bicycles users, however, also brought about an increase in accidents involving cyclists and an equal rise in the need for a quality Fort Myers personal injury attorney.
Florida as a No-fault State
The first thing that you have to understand before delving deeper into any accident claim discussion in Florida is that it is a no-fault state. In a layman’s understanding, Florida being a no-fault state implies that it is the driver’s responsibility to shoulder damages to their vehicles and medical bills. Having an insurance is, thus, an essential protection against untoward mishaps. That means when you happen to get involved in a road accident, generally, you have to report to your car insurance for medical compensation.
Bicycle Accident Injury Claims
If you have already turned to your car insurance but the cost of your liabilities arising from the accident is greater than the coverage of your insurance, you can do either of the following: